A BOAT YOU LOVE.
A PLAN YOU UNDERSTAND.

Start with the complete picture

A useful budget considers more than the advertised boat price. Talk through your planned down payment, any trade, equipment you want included and the costs associated with the purchase. Then leave room in your ownership plan for insurance, storage, fuel and ongoing maintenance.

You can start that conversation before you have every detail settled. Knowing the kind of boating you enjoy and the range you are comfortable considering gives the team a practical place to begin.

Explore financing with the team

Our team can help you explore boat financing and explain how to begin an application. Ask which options apply to the boat you are considering and what information is needed for an application. Financing is subject to lender review and approval; availability and terms depend on the application and transaction.

Before choosing an option, review the amount financed, annual percentage rate, term, payment schedule, fees and total repayment. An estimated payment is a planning tool, not an approval or a final financing offer.

Have a boat to trade?

Your current boat may be part of your next purchase. Start with its year, make, model, engine information and condition. If it has an outstanding loan, ask the team how to provide the information needed for a trade discussion. The team can explain how a valuation and inspection fit into the purchase discussion.

Know what happens next

Once you have a boat in mind, confirm its location and availability, discuss the purchase details and review the documents needed to proceed. Ask questions before signing and keep copies of the final agreements. Your local team can help connect the boat conversation with the finance and paperwork conversation.